open enrollment
what is Open Enrollment?
Open enrollment is a specific period during which individuals can enroll in or make changes to their health insurance plans. This time frame typically occurs once a year, allowing people to review their current coverage, compare available options, and select plans that best meet their needs. During open enrollment, you can:
- Enroll in a new plan: Choose this option if you don’t currently have coverage or would like to switch plans. If you take no action, your current benefits will carry over — except for Flexible Spending Accounts (FSAs), which must be re-enrolled each year.
- Change existing coverage: Update your current plan based on changes in your health care needs or budget.
- Add dependents: Enroll family members who weren’t previously covered.
Outside of this period, you can usually only make changes due to qualifying life events, such as marriage, childbirth, or losing other coverage. Open enrollment helps ensure that everyone has the opportunity to secure appropriate health coverage for the upcoming year.
BENEFITS GUIDE
Here is a guide that contains a breakdown of all the different benefits that are offered to you here at work. Read the guide to review a more detailed breakdown of the all individual benefits.
VIDEO PRESENTATION
Watch this video made exclusively for the Kurtz Family of Companies, featuring detailed information on our health benefits and our supplemental insurance plans offered.
VIDEO EDUCATION
Check out these videos, that contain general information to help you learn about each benefit, and what you are enrolling in.
RESOURCE DOCUMENTS
Looking for more detail documentation regarding your benefits? We have compiled the most important documents that contains in-depth information for you.
MEDICARE
Are you eligible for Medicare? Check out the link below for a more personalized service for you and your family members, so you can choose the right Medicare coverage for your situation:
KB BioEnergy Open Enrollment 